Twelve in Visual C#.NET

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Twelve
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Does the water system provide pure drinking water (The water company almost always must supply you with the results of water purity testing) Are there any special assessments that you ll have to pay (Street improvement, sewer tax, and so on) Are there any nearby hazards or nuisances (Factories, swamps or rivers, oil tanks, hazardous waste facilities, and so on) Are the homes connected to a sewer system (septic systems are less desirable)
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In addition to the features of the house itself as well as the neighborhood, there is the factor of the new home market The housing market is volatile, with many ups and downs Here s what to look for
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How Do I Judge the NewHouse Market
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In a slow market (no rapid price appreciation, but no falling prices, either), there are sometimes more new homes than buyers, and builders are anxious to sell them off The ads for the homes are placed in all papers, there are signs along the major roads directing you to the new tracts, and there are almost always models of all the homes available to see
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TIP NEW HOMES ARE CHEAPER TO OPERATE
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As a rule, new homes will have newer and more ef cient heating and cooling systems, more insulation, better windows (double pane and low-E), tighter weather stripping, and so on This all translates into lower energy costs While the salespeople in the of ce try to get you to make a quick decision, remember that you usually have plenty of time You can leisurely shop around, going from model to model until you nd just the right home for you Once you nd it, you can often negotiate more favorable terms from the builder (reduced price, a buydown on the loan where the builder pays part of your interest for a few years free amenities such as fences, yards, and so forth)
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Buying Directly from Builders and Saving
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This is the ideal market in which to buy a new home In a sense, it s almost a buyer s market, and you re sitting in the driver s seat
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TIP SMALL HOUSE, TOP LOCATION
Try to nd a small to medium-sized home in the bestlocated tract this property will often appreciate the fastest (Beware the very smallest home, as it may be simply too small for many buyers when it comes time for you to sell; the largest home is often too expensive when it comes time for resale)
What If We re in a Real Estate Recession
A real estate recession happens rarely, but it does happen You ll know a depressed market if you re in it Every Sunday the paper will offer repos and REOs and bank-owned properties for sale or auction If the ads don t alert you, there are other signs of a down market:
How to Recognize a Real Estate Recession
Statistics available from brokers and published in the business section of the local papers indicate that the volume of home sales is dramatically down from the previous year The number of houses advertised for sale (both new and resale) in the newspapers is enormous The price of homes is declining This is usually measured by the median price Instead of going up, statistics may suggest it s declining Government home auctions by the FHA (Federal Housing Administration) or the VA (Veterans Administration) may be held weekly, as evidenced by large ads in local papers There s dif culty getting nancing from lenders because of the many houses already in default
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Tracts of new homes are fully built with the houses standing vacant and unsold
TIP DON T BUY NEW ON THE WAY DOWN
Be wary of buying a new home in a real estate recession In a down market you can nd apparent steals on resales as desperate sellers ght to get out However, how wise is it to buy today when you can buy the same house for less tomorrow
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