asp.net c# barcode reader / Using Online Banking Features in Software

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6 / Using Online Banking Features
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payment to the repeating online payment instruction. It makes changes to the payment instruction, if necessary, to match the payment categories and split information. The next time you connect to your financial institution, the instruction What Does This Mean to You will be sent and payments Repeating Online Loan Payments will begin. Setting up a loan payment as a repeating
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Once your payment instructions have been completed, you must connect to your bank to send the instructions. In the Online Center window, click the Update/Send button. Quicken displays the Online Update window, which lists all of the payment instructions, including any repeating payment instructions. Enter your password and click the Update Now button. Wait while Quicken connects to your bank s server and sends your payment (or payment cancellation) instructions. When it has finished, it displays the Online Update Summary window. Click Done. In the Payments tab of the Online Center window, the words Scheduled for delivery on followed by the payment date appear in the Status column beside the payment instructions that have been sent to your bank.
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online payment has got to be one of the best timesaving features available in Quicken. It does all kinds of neat things for you. First, it ensures that your loan payment is made regularly, on a timely basis, with no monthly effort on your part. Second, it automatically adjusts the balance of your loan principal account (a debt account) by accurately calculating interest and principal paid for every entry. (You know these amounts change every month, right Can you imagine doing the entries manually Egads!) And since the loan account balance is updated with every payment, your net worth is always up-to-date. Just set it and forget it. That should be this feature s slogan. And if you re in a fog about how to set up a loan in Quicken, don t fret. I explain all in lucky 13.
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Occasionally, you may change your mind about making a payment. Perhaps you found out that your spouse already sent a check, or that you set up the payment for the wrong amount. For whatever reason, you can cancel an online payment that you have sent to your bank as long as there s enough time to cancel it. Here s how it works. When you send a payment instruction to your bank, it waits in the bank s computer. When the processing date (determined by the number of days in the payee s lead time and the payment date) arrives, the bank
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makes the payment. Before the processing date, however, the payment instructions can be canceled. If you send a cancel payment instruction to the bank before the processing date, the bank removes the instruction from its computer without sending payment to the payee. Quicken won t let you cancel a payment if the processing date has already passed. If you wait too long, the only way to cancel the payment is to call the bank directly and stop the check. Keep in mind that canceling a payment instruction isn t the same as stopping a check. If you send the cancel payment instruction in time, the bank should not charge a fee for stopping the payment.
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Canceling a Regular Online Payment In the Online Center window, select the
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payment that you want to cancel and click the Cancel Payment button. Click Yes in the confirmation dialog that appears. Use the Update/Send button to send the cancel payment instruction.
Stopping a Single Repeating Online Payment In the Online Center window,
select the payment you want to stop and click the Cancel Payment button. Click Yes in the confirmation dialog that appears. Use the Update/Send button to send the cancel payment instruction. Note that the payment may not appear in the Online Center window unless you have reviewed and approved all downloaded payment transactions, as instructed earlier in this chapter.
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