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Many financial institutions and insurance companies have now begun insuring e-commerce Web sites. Many of these new insurers look for certification and require security audits. One way to implement insurance requirements is through the use of secure cryptographic modules (such as BSAFE, a software product family line available from RSA Security, Inc.). American International Group, Inc. (AIG), one such insurance provider, has e-business divisions that offer insurance to companies with e-business initiatives. RSA Security, Inc., and AIG partnered in January 2000 to provide e-security to corporations. The partnership means that customers can take advantage of discounts offered by AIG for the use of RSA products.
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Sun Tzu stated it perfectly in The Art of War: Know your enemy as you know yourself, and in a thousand battles you shall never perish. For organizations that are designing and implementing security systems, the most successful approach is to learn what intruders know so that you can come up with a way to stop them. The following list of Web sites is an excellent place to start to learn what the enemy knows. http://www.cert.org/ http://www.securityfocus.com/ CERT/CC is a center of Internet security expertise. Security Focus provides up-to-date information on current bugs. It also keeps an excellent collection of hacker-related articles.
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This site provides information about current break-ins and describes the various known system vulnerabilities. This site dubs itself the Hacker Quarterly, providing its readers with current information on system hacks and cracks.
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This list is by no means complete; it is merely a starting place where you can gain knowledge about security issues.
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Case Studies
In contrast to the case studies presented in 11, the following case studies illustrate the ways in which corporations and developers took steps to properly implement security, focusing specifically on their techniques within the four commonly ignored areas described in 11: data at rest, data in transit, authentication, and implementation. Each case study shows how time and money can be saved by properly implementing security before an incident arises.
Implementation
One major hardware manufacturer recently looked into implementing a public-key infrastructure. After close analysis, company officials realized that not all the applications that the company needed secured were PKIready; that is, some of the applications did not support the use of publickey certificates. After working with various security architects and consultants, company officials learned that for this set of applications they need to provide a front-end server application that handled certificates. The employees already had one of the easiest-to-use PKI clients: a Web browser.
12
In this case, there is still a chance that sensitive data might be exposed at points where the new server application communicates with the legacy applications. However, the level of security at this company is now significantly higher than it was before the PKI was established. Even if their systems and networks are never breached, this company has saved a significant amount of both time and money. Each of their legacy applications required a password to access, which meant they needed a fully staffed help desk to assist users with logging in and resetting forgotten passwords. Another cost advantage came through the use of digital signatures on electronic ordering forms, which are now legally binding (see 10).
Authentication
A California city government recently discovered that a typical city employee had to establish and memorize six to nine passwords to access various applications. With this number of passwords, city officials realized that time and money were being wasted on administering the effort to deal with lost and forgotten passwords. For those users who weren t having such problems, it was probably because they had written down the passwords next to their computer terminals, creating a serious security hazard. The city quickly realized that they needed to reduce the average number of passwords required, while at the same time increasing security. After seeking assistance from various security groups and reviewing a variety of products, city officials decided on using biometrics. Through the use of biometric technologies, this city provided fingerprint scanners at each of its computer terminals, thereby eliminating the need for multiple passwords. As a result, trouble calls are down substantially, amounting in considerable savings. At the same time, concerns that sensitive data might be disclosed have decreased significantly. Another example of a company making authentication more secure occurred in the banking industry. Think of how often you walk up to your ATM machine, insert your card, enter your PIN, and perform a transaction. And consider how many other PINs you may have, for example, for your brokerage account or for accounts with other banks. The more PINs you have the easier they are to forget, and having just one PIN for all your accounts puts you at risk. One major bank realized that they were spending a considerable amount of time and money on customers who were for-
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